Wallet Poblado Labs Ltd · Legal

Wisp — Privacy Policy

Effective date: 24 August 2026

This Privacy Policy explains how Poblado Labs Ltd (company number 16089775), registered office 13 Bolingbroke Grove, London SW11 6ER, United Kingdom, trading as "Wisp" ("Wisp", "we", "us", "our"), collects and uses your personal data when you use the Wisp app, our website, and related services (the "Service").

Wisp is a checkout-convenience service: we store the details you choose to save so that checkout with participating merchants is fast and easy. We are the controller of the personal data described in this Policy. We take your privacy seriously — a key part of how Wisp is built is not holding sensitive data we don't need to.

If you have any questions, contact us at info@pobladolabs.co.uk.


1. A note on your card details

Wisp does not store your full card number. When you save a card, the card details are tokenised by our specialist provider, VGS (Very Good Security). Wisp receives and stores only a token — a secure reference that stands in for the card — never the raw card number. This reduces risk and keeps your most sensitive data out of our systems.

Your actual payment is processed by the payment service provider (PSP) that the merchant has contracted with — not by Wisp. Wisp does not process, hold, or move your money.


2. The personal data we collect

Information you give us - Identity & contact details: name, email address, phone number. - Delivery/billing address(es) you choose to save. - Payment method reference: a token representing your card (via VGS) and non-sensitive details such as card type and last four digits — not the full card number. - Loyalty cards and favourites you add. - Cart and shared-cart contents you create or share. - Communications you send us (for example, support requests).

Information we collect automatically - Device & technical data: device type, operating system, app version, and identifiers. - Usage data: how you interact with the Service, such as features used and actions taken. - Approximate/general location derived from your IP address (not precise GPS unless you turn it on).

Information from others - From merchants you shop with and their PSPs (for example, confirmation that an order or payment succeeded). - From service providers such as VGS and our hosting and analytics providers.

We do not seek to collect special-category data (such as health or biometric data) and ask that you don't provide it.


3. How and why we use your data — and our lawful bases

Under UK data protection law (the UK GDPR and the Data Protection Act 2018) we must have a lawful basis to use your personal data. We use it to:

What we do Why Lawful basis
Create and manage your account To give you the Service Contract
Store your details and autofill them at checkout The core feature you asked for Contract
Pass your saved details to a merchant / its PSP so you can check out To complete your request Contract
Enable cart-sharing, loyalty, and favourites Features you use Contract
Keep the Service secure and prevent fraud and abuse To protect you and us Legitimate interests; legal obligation
Fix problems, improve, and develop the Service To run and improve Wisp Legitimate interests
Respond to your support requests To help you Contract; legitimate interests
Send service messages (e.g. security or account notices) To operate the Service Contract; legitimate interests
Send marketing about Wisp (if you opt in) To tell you about the Service Consent
Comply with legal, tax, and regulatory duties Because we must Legal obligation

Where we rely on legitimate interests, we've weighed them against your rights. Where we rely on consent (for example, optional marketing), you can withdraw it at any time.


4. Who we share your data with

We share personal data only as needed to run the Service:

We do not sell your personal data.


5. International transfers

We're based in the UK. Some of our service providers may process data outside the UK. Where they do, we make sure appropriate safeguards are in place — such as UK "adequacy" regulations, the UK International Data Transfer Agreement, or the UK Addendum to the EU Standard Contractual Clauses — so your data stays protected. You can ask us for more detail using the contact below.


6. How we keep your data secure

We use technical and organisational measures to protect your data, including:

No system can be guaranteed 100% secure, but we work hard to protect your data and to keep our security up to date. If a data breach occurs that is likely to be a high risk to you, we'll tell you and the relevant regulator as the law requires.


7. How long we keep your data

We keep your personal data for as long as you have a Wisp account and use the Service. When you close your account, we delete or anonymise your data within a reasonable period, except where we need to keep some of it to meet a legal obligation (for example, tax or fraud-prevention records) or to establish, exercise, or defend legal claims. Card tokens are deleted with your saved cards or when your account is closed.


8. Your rights

Under UK data protection law you have the right to:

To exercise any of these, email info@pobladolabs.co.uk. We'll respond within the time the law allows (usually one month). Using these rights is free in most cases.

If you're unhappy with how we've handled your data, you can complain to the UK Information Commissioner's Office (ICO) at ico.org.uk or by calling 0303 123 1113. We'd appreciate the chance to help first.


9. Children

The Service is for people aged 13 and over. If you are under 18, you must have a parent or guardian's permission to use it. We do not knowingly collect data from children under 13. If you believe a child under 13 has given us personal data, contact us at info@pobladolabs.co.uk and we'll delete it.


10. Cookies and similar technologies

Our website and app may use cookies and similar technologies (such as SDKs and device identifiers) to make the Service work, remember your preferences, keep it secure, and understand usage. Where required, we'll ask for your consent to non-essential cookies and you can manage your choices in your browser or device settings.


11. Automated decisions

We do not make decisions that produce legal or similarly significant effects about you based solely on automated processing. We may use automated tools to help detect and prevent fraud and abuse; if that ever materially affects you, you can ask us to review it.


12. Google Play data disclosures

If you install Wisp from Google Play, the app's Data safety section on its store listing summarises the data the app collects and shares, consistent with this Policy: identity and contact details, delivery address, order/cart and loyalty information, a card token (not the full card number), and device/usage data — used to provide and secure the Service and shared with merchants, their PSPs, VGS, and our service providers as described above.


13. Changes to this Policy

We may update this Policy from time to time. If we make material changes, we'll give you reasonable notice (for example, in the app or by email) and update the "Effective date" above. Please check back so you stay informed.


14. Contact us

Poblado Labs Ltd (trading as Wisp) 13 Bolingbroke Grove, London SW11 6ER, United Kingdom Email: info@pobladolabs.co.uk


This Privacy Policy was last updated on 24 August 2026.